Survival map All guides
Spanish tax emergencies for expat autónomos: the survival map
Every Spanish tax emergency an expat hits follows the same pattern: a notification you never saw → a deadline that expired → a debt that grew → an enforcement step. This page is the map. Find your symptom, open the guide, act today — each step down the chain multiplies the cost.
”My bank account is blocked”
That’s an embargo — the end of the enforcement chain. There are still rules protecting part of your money, and a short window to act. → Hacienda embargoed your bank account: what to do first
”I got a letter that says providencia de apremio”
Enforced collection just opened. Your deadline depends on the notification date, and the surcharge grows in steps: act inside the window. → Providencia de apremio: what it means and how much time you have
”I don’t know if I owe anything — and it’s eating me”
The unknown is fixable in twenty minutes with Cl@ve or a certificate. Every debt, its amount and its stage, listed. → How to check what you owe AEAT (step by step)
“I’m not sure my gestoría actually filed my taxes”
Trust the Sede, not the reassurance. Check filings model by model, verify justificantes by their CSV. → How to check what your gestoría actually filed
”My gestor didn’t file — what now?”
In front of AEAT, you’re liable. The sequence that limits the damage: verify → regularize before a requerimiento → then deal with the gestoría. → Your gestor didn’t file: who’s liable and what to do
”I have unfiled quarters and I’m afraid of the price”
Two surcharge systems, wildly different prices. Voluntarily late is cheap; enforced is not. → Recargos: what being late actually costs
The one habit that prevents all of this
Open DEHú — the official electronic inbox where notifications land whether you look or not. An unopened electronic notification can count as legally notified after 10 calendar days. Every emergency on this page started there.
Or let a system watch it for you. Gestorro is being built exactly for this: filings verified, deadlines counted down, notifications surfaced — on your own data, no gestor black box.
FAQ
I’m an expat autónomo and I’m scared I have problems I don’t know about. Where do I start?
Two checks, twenty minutes, tonight: (1) your open debts in the AEAT Sede, (2) your unread notifications in DEHú. Those two lists ARE your real situation — everything else is anxiety.
Which is more urgent: a letter from AEAT or an unfiled declaration?
The letter — it has a running deadline attached (often 10 days or an art. 62.5 window). But an unfiled declaration becomes a letter eventually, and it’s cheapest to fix before AEAT notices.
Do I need a new gestor to fix any of this?
Not necessarily for the checks — everything here can be seen with your own Cl@ve or certificate. For complex regularizations or large amounts, professional advice is worth it; go in with your own data printed.
Don’t discover missed filings after AEAT does
Gestorro is a private dashboard being built now: it checks your AEAT filings, deadlines and notifications using your own access. No stored certificates. No gestor black box. Join the waitlist for early access:
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